On the eve of retirement a middle class, judgmental snob discovers her husband has been having an affair with her best friend and is forced into exile with her bohemian sister who lives on an impoverished inner-city council estate.

On her honeymoon, a woman learns a girl who died of a broken heart haunts the bed and breakfast that she and her husband are staying in. When a hurricane strands them at the house, she learns the legends about the ghost are all too real.

A boy determined to save his dad's failing private detective business enlists the help of his dog and parrot (who both talk) to take down the town's tyrannical tycoon, who wants to stop a mansion from being turned into an animal rescue.